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If you’re confused by the jargon flying around when shopping for auto insurance, we have just the thing: animal GIFs. We scoured the Internet looking for the animals best able to demonstrate complex insurance terminology. And these aren’t just any animals – every one shown below had to undergo Goji’s six-week insurance training program.
Remember, this is in no way just an excuse to show you baby animals.
Uninsured motorist coverage
The panda in back let his insurance lapse, and because of injuries, the first panda now owes her doctor thousands of pounds of bamboo. (Pandas only deal in bamboo.) If she has uninsured motorist coverage, it will pay for her medical bills resulting from the accident. (Via CTV)
PIP insurance (Personal Injury Protection)
Trying to understand no-fault and PIP has caused more than a few headaches, but it’s actually pretty simple. With personal injury protection, rather than collecting from the other party in an accident, your own insurance company will pay for your medical bills up to a certain limit, regardless of who was at fault. Even if the jerk pushed you for no reason. You can also check out our article that explains no-fault and PIP insurance in more depth, but it lacks penguins or kittens of any kind. (Via gifbin.com and pushtube.com)
When the cost to fix the damage is more than the actual cash value, the insurer will call it a total loss and scrap the vehicle, rather than repair it. Sort of like the couch below.
This has nothing to do with insurance, but it’s very important that you see it anyway. (Via giphy.com)
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